Applies to: Users, Clients, Partners, and all individuals interacting with the services, websites, and systems of P2P Fast Pay (hereinafter, the “Company”, “we”, “us”, or “our”).
1. Introduction
1.1. This Privacy Policy is designed to provide comprehensive information about how P2P Fast Pay processes personal data in accordance with international data protection standards and applicable regulatory frameworks governing privacy and data protection. 1.2. P2P Fast Pay operates as a data controller and, where applicable, as a data processor for the purposes of delivering payment services, software integrations, fraud prevention, and platform functionality. 1.3. The protection of personal data, transparency, and security are core to our data processing practices.
2. Scope and Applicability
2.1. This Privacy Policy applies to all personal data collected through our website (https://p2pfastpay.com), mobile platforms, APIs, or any other interaction by which personal data is made available to us. 2.2. This Policy applies to clients, end-users, website visitors, and business partners.
3. Types of Data Collected
The categories of personal data we may collect include: (a) Identity Data: Full name, date of birth, and identification documents. (b) Contact Data: Email address (info@p2pfastpay.com), telephone numbers, and addresses. (c) Transaction Data: Payment details, bank account numbers, and transaction history. (d) Technical Data: IP address, browser type, device identifiers, and geolocation data. (e) Compliance Data: KYC (Know Your Customer) documentation and fraud prevention metadata.
4. Legal Basis for Processing
We process personal data on the following legal grounds: (a) Consent – where you have provided clear permission. (b) Contract – necessary for the performance of our services to you. (c) Legal Obligation – to comply with AML (Anti-Money Laundering) and tax laws. (d) Legitimate Interests – for security, fraud detection, and service improvement.
5. Purpose of Processing
We use personal data to: (a) Facilitate transactions and provide payment processing services. (b) Verify identities and conduct due diligence in compliance with laws. (c) Detect and prevent fraud or illegal conduct. (d) Communicate with clients and improve our platform functionality.
6. Data Sharing and Recipients
Personal data may be shared with: (a) Trusted service providers (e.g., KYC/AML vendors, cloud hosting). (b) Financial institutions involved in processing your transactions. (c) Regulatory or law enforcement authorities where required by law.
7. International Transfers
If personal data is transferred internationally, we ensure appropriate safeguards are implemented, including Standard Contractual Clauses (SCCs), to protect your information.
8. Data Retention
8.1. We retain personal data for as long as necessary to fulfill the purpose for which it was collected. 8.2. For legal and regulatory compliance, certain data may be stored for a period of five (5) years after the termination of the business relationship.
9. Data Subject Rights
You have the right to: (a) Access your personal data. (b) Request rectification of inaccurate information. (c) Request erasure (‘right to be forgotten’) where applicable. (d) Withdraw consent at any time.
10. Data Security
We implement high-level technical measures, including encryption and secure authentication protocols, to safeguard your data against unauthorized access or loss.
11. Cookies
Our website uses cookies to enhance user experience and analyze site traffic. You can manage your cookie preferences through your browser settings.
12. Changes to this Policy
We reserve the right to update this Privacy Policy. Material changes will be notified via our website or direct communication.
13. Contact Information
For any questions regarding this policy, please contact: Data Protection Officer (DPO) Email: info@p2pfastpay.com Website: https://p2pfastpay.com
